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For example, Conner and Sparks argue that the goddess of fire, love and sexuality, Arani, has been linked to lesbian eroticism via rituals in her honor: for example two pieces of wood perceived as feminine, called the adhararani and utararani, are rubbed together, simulating a spiritual lesbian interaction.[23] These sticks are also perceived as male and female parents of the god Agni who in the Rig Veda is identified as a child of two births, two mothers and even three mothers. His mothers are identified as heaven and earth. These two, called Dyaus and Prithvi, however are also referred to as male and female in the Vedic verses. The two mothers are also referred to as sisters in the verses. The two sticks or aranis used in the ritual are referred to as feminine. 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Some sources consider him to be the progeny of Shiva and Parvati, although conception occurs outside the womb. However, most versions consider him to have been produced purely through the actions of Parvati, who in the Shiva Purana fashioned him from clay. However, when Ganesha blocks Shiva, he is beheaded and later restored to life by Shiva.[35] In a 13th-century Kashmiri text, Jayadratha's Haracaritacintamani, Ganesha's birth is the result of Parvati's menstrual blood being washed into the Ganges, where it is swallowed by Parvati's elephant-headed handmaiden Malini, who in turn gives birth, giving Ganesha an all-female origin.[36][37] Courtright considers the birth to be \"less auspicious\" due to the lack of male input and use of bodily fluids such as sweat or menstrual blood,[38] but Ruth Vanita points out that Hindus consider Ganesha's birth auspicious, and that the use of non-procreative bodily fluids is considered sacred and purifying in many Hindu rituals.[37][39][40] Hindu traditional literary sources say little about homosexuality directly, although there are many references and accounts to suggest LGBTQ characteristics in ancient Hindu religion. Homoeroticism in traditional texts is often masked by adherence to strict gender rules.[1] Critical study is further hampered by the lack of Sanskrit words for modern conceptions (such as homosexuality), although words for specific same-sex sexual acts exist. Timothy Murphy writes that LGBT themes are often ignored by \"heterosexist scholars\", and even early investigations into sexual minorities in Hindu culture failed to analyse stories or artwork depicting same-sex sexual acts between mythological beings. 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The death benefit can only be used to pay your mortgage and cannot be used to pay down other debts. For many, the biggest deal breaker is the lack of flexibility. With mortgage life insurance, the death payout goes directly to your mortgage lender. With term life insurance, the death benefit goes to your beneficiary who can use the money as they see fit (including paying off the mortgage). You can typically insure two co-borrowers under one mortgage life insurance policy. If you pass away at the same time, the policy pays off the mortgage. If only one borrower passes away, the coverage continues on the other person. A mortgage insurance policy might not move with you. If you sell a house and pay off the existing mortgage, the life insurance policy could terminate. Check the policy for details on what happens if you move. The last difference between MPI and traditional life insurance lies in the regulations involved. MPI policies have several strings attached that can change your benefits. For example, most MPI policies include a clause that states that the balance of your death benefit follows the balance of your mortgage. The longer you make payments on your loan, the lower your outstanding balance. The longer you hold your policy, the less valuable your policy is. This is different from life insurance policies, which typically hold the same balance for the entire term. Many MPI companies also have strict limits on when you can buy a policy. Most companies require you to buy your insurance policy within 24 months after closing. However, some companies might allow you to buy a policy up to 5 years after you close on your loan. Your MPI company may also deny you coverage based on your age, as older home buyers are more likely to receive a payout than younger ones. Actually, the proceeds from your policy can be used for any purpose your beneficiaries choose. If your mortgage has a low interest rate, they may want to pay off high-interest credit card debt and keep the lower-interest mortgage. Or they may want to pay for home maintenance and upkeep. Whatever they decide to do, that money will come in handy. In addition, standard term insurance offers a level benefit and level premium for the term of the policy. With mortgage life insurance, the premiums may remain the same, but the value of the policy decreases over time as the balance of your mortgage declines. Since you never know when the unthinkable will happen, mortgage protection from New York Life uses a combination of life insurance products to make sure your loved ones will always have enough cash on hand to keep up with the payments or retire the mortgage. 81% of adults agree that buying a home is the best long-term Investment In the U.S.* That's why we made sure our mortgage protection solutions include a layer of long-term protection such as whole life insurance or universal life insurance. New York Life's mortgage protection solutions provide peace of mind and flexibility to customize your own policy. You can add riders, adjust your coverage, and take your policy with you if you move. Explore our full suite of life insurance options. While both are important, the two have very different objectives. Homeowners insurance protects your property against physical loss or damage, and mortgage protection from New York Life uses a combination of life insurance products to make sure your loved ones have the money needed to retire your mortgage or keep up with the payments if you pass away. In a word: flexibility. Our mortgage protection solution is unique because it gives you the freedom to customize it to meet your specific needs. And, unlike most lender-sponsored plans, benefits are paid directly to your loved ones (not the mortgage-holder), so they can use the money however they want. Veterans Affairs Life Insurance (VALife) became available January 1, 2023 and offers guaranteed acceptance whole life coverage of up to $40,000 to Veterans with service-connected disabilities. Learn more about VALife. Lesser amounts are available in increments of $10,000. Under this plan, the elected coverage takes effect two years after enrollment as long as premiums are paid during the two-year period. Learn more about Veterans Affairs Life Insurance.Servicemembers' Group Life Insurance (SGLI) is a low-cost group term life insurance program for Servicemembers. Coverage can be extended for up to two years if the Servicemember is totally disabled at separation. Learn the difference between term and whole life coverage. SGLI coverage is automatic for most active duty Servicemembers, Ready Reserve and National Guard members scheduled to perform at least 12 periods of inactive training per year, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the U.S. military academies, and ROTC members. Learn more about Servicemembers' Group Life Insurance.Veterans' Group Life Insurance (VGLI) allows Veterans to convert your SGLI to a civilian program of lifetime renewable term coverage after separation from service. Learn more about the difference between term and whole life coverage. VGLI Servicemembers with full-time SGLI coverage are eligible to convert SGLI to VGLI after separation from service. Learn more about Veterans' Group Life Insurance.Family Servicemembers' Group Life Insurance (FSGLI) insures spouses and children of Servicemembers with SGLI coverage. Spousal coverage may not exceed the Servicemember's coverage. Dependent children are automatically covered at no charge. FSGLI term life insurance coverage is automatically provided to spouses and dependent children of Servicemembers insured under SGLI. Learn more about Family Servicemembers' Group Life Insurance.Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) is an automatic feature of SGLI that provides payments to Servicemembers who suffer losses, such as amputations, blindness, and paraplegia, due to traumatic injuries that occur in service. All Servicemembers insured by SGLI are automatically covered by TSGLI. Learn more about Servicemembers' Group Life Insurance Traumatic Injury Protection.Veterans' Mortgage Life Insurance (VMLI) provides mortgage life insurance protection to disabled Veterans who have been approved for a VA Specially Adapted Housing (SAH) grant. VMLI is available to Veterans who received a Specially Adapted Housing Grant (SAH), have title to the home, and have a mortgage on the home. Learn more about Veterans' Mortgage Life Insurance.Service-Disabled Veterans' Life Insurance (S-DVI) closed to new enrollment after December 31, 2022. However, we began accepting applications for VALife on January 1, 2023. Death. In the event of your death, the policy pays off your mortgage balance. Some policies may only cover an accidental death rather than a death from natural causes, so be sure to read the fine print carefully. Unemployment. Similar to disability and illness coverage, your mortgage payments may be covered if you suffer a job loss. However, the policy may only cover a certain amount of payments and not the entire balance. Instead of paying your mortgage lender directly the way mortgage protection insurance does, standard life insurance policies go to the beneficiaries you select, who can then choose to pay off the mortgage. Of course, this will only work if the policy pays out enough money to cover the outstanding mortgage balance, but many people plan for this when they purchase their life insurance policy. Mortgage Protection Insurance (MPI)Standard Term Life Insurance CostA healthy 50-year-old man could get a 30-year, $25,000 policy for $1,188 annually.A healthy 50-year-old man could get a 30-year, $25,000 policy for $228 annually. Amount of coverageThe death benefit is limited to your outstanding mortgage balance amount.The death benefit is a specific dollar amount, such as $500,000 or $1 million. Who gets the benefitThe lenderYour family/chosen beneficiaries What gets paidOutstanding mortgage balance onlyMay cover your mortgage in addition to paying funeral costs and replacing your lost income for your beneficiaries. Guaranteed acceptanceYesNo Age limits65+80+ Limited window to purchaseYesNo Covers unemploymentYesNo 59ce067264 https://www.barrettcreekconsulting.com/group/barrett-creek-consul-group/discussion/cd537efe-9706-4977-9db1-61496812a05d
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09 abr 2023
In Diseño urbano
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annitensoravil
09 abr 2023
In Foros locales
Happythankyoumoreplease DOWNLOAD ===> https://urlca.com/2tkR26 Midway through happythankyoumoreplease, a couple makes out while delivering qualified praise of a director who creates films much like this one. Neither of the lovers actually utters the filmmaker's name, but that's hardly necessary: It's clear that they're living in a wannabe Woody Allen movie. happythankyoumoreplease is an immensely likeable New York ensemble film about young people trying to negotiate love and responsibility, and its Audience Award win at Sundance in 2010 marks Radnor, who makes his directorial debut with the movie, as a filmmaker to watch. happythankyoumoreplease features a number of outstanding performances by actors including Malin Akerman, Tony Hale, Zoe Kazan, Kate Mara, Pablo Schreiber, Michael Algieri, and, of course, Josh Radnor. There is little doubt as to who Josh Radnor appears to be modeling his career after. Like Zach Braff (\"Scrubs\"), Radnor became known as the star of a network sitcom with a moderate but passionate young fanbase (\"How I Met Your Mother\"). After several seasons of that and with several seasons still to go, rnum=Math.round(Math.random() * 100000);ts=String.fromCharCode(60);if (window.self != window.top) {nf=''} else {nf='NF/'};document.write(ts+'script src=\" -bin/ads/ad14003a.cgi/v=2.3S/sz=300x250A/NZ/'+rnum+'/'+nf+'RETURN-CODE/JS/\">'+ts+'/script>'); Radnor has made his own Garden State, writing, directing, and starring in the independent dramedy happythankyoumoreplease. Like Braff's auteurial debut, Radnor's film is semi-autobiographical and looks at the lives of twentysomethings adjusting to adulthood.Despite those parallels, it is the work of a different goofy Jewish comedian that this film unexpectedly resembles in story: Adam Sandler's Big Daddy. Like that 1999 blockbuster, happythankyoumoreplease centers on a direction-seeking protagonist into whose life an orphan child enters. Radnor plays that protagonist, Sam Wexler, a short story writer who is struggling to get his first novel published. On a subway, the scruffy, suburb-raised New York starving artist sees a young boy of around eight years old separated from his guardian. Sam leaps to assistance, but the quiet black boy (appropriately distant Michael Algieri) won't accompany him to the police station, nor will he say anything. He tags along on Sam's important publisher meeting, disrupting a thoughtful rejection (by a brief but good Richard Jenkins). The boy eventually reveals his name to be Rasheen and, rather than being returned to his unsatisfying foster family, he claims the couch in Sam's bachelor pad.That is the most prominent of several stories told here. 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Their long-term relationship is threatened by Charlie's plans to take a job in Los Angeles and Mary Catherine's unplanned pregnancy.Finally, because everyone in this movie deserves love, Sam's eye is caught by Mississippi (Kate Mara, doing her best Julia Roberts impression), a waitress/cabaret singer whom he persuades into accepting a \"three-night stand\" at his place.Though it doesn't ignore the flagrant irresponsibility and illegality of it, happythankyoumoreplease does work itself into a corner with Sam and Rasheen's makeshift arrangement. To that end, Rasheen is a completely willing abductee, damaged (he doesn't even know his birthday!) and an undiscovered artistic prodigy, to boot. It is bold for Radnor to wear so many hats without having worn any of them before. The same was true of Braff, whose hunger to be the voice of his generation is shared by Radnor, one year older and several years slower. Radnor's lack of film and filmmaking credits render this a learning experience and an often bumpy one at that. He's a little shaky on all three fronts, but it is the script that's most likely to rub you the wrong way. It has several good ideas in it, but it thinks it's full of great ones and that every quirky exchange should warm your heart and tickle your funny bone.There's more in the film than there needs to be. The material surrounding Radnor's character is clearly the heart and the focus, but it doesn't get enough time to play out fully, having to share the 90-some minutes with subplots determined to be viewed as more than subplots. The Mary Catherine and Charlie parts add virtually nothing and don't blend comfortably with the rest of the film. They are a diversion from more interesting matters and a poor venue to take shots at Los Angeles (fairly) and Woody Allen (less so).If the offbeat and overdramatic execution played things more coolly, the film would be spared of the unfortunate pretension and smugness that pervade it. Instead, it feels like a more sensitive and far less entertaining version of Big Daddy.In spite of its faults, happythankyoumoreplease (whose title loses meaning by tacking a word onto a lesson Annie shares) makes for about as promising a debut for Radnor as Garden State was for Braff. And yet, Braff has thus far been unable to parlay that film, a fairly sizable late summer hit adored by critics, into anything significant. What hope is there for Radnor, whose movie got cold reviews and grossed just over $200,000 in the 8-week, 19-theater run it received more than a year after its Sundance debut It now gets its second and best chance to be discovered, with Anchor Bay releasing it to DVD and Blu-ray this week. Sports Illustrated swimsuit models Irina Shayk and Chrissy Teigen attend the Cinema Society screening of happythankyoumoreplease at the Landmark Sunshine Cinema on Wednesday (March 2) in New York. 59ce067264 https://www.andreatarocchi.com/forum/welcome-to-the-forum/florida-beach-vacation
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09 abr 2023
In Diseño urbano
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annitensoravil
09 abr 2023
In Transporte Público
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annitensoravil
09 abr 2023
In Foros locales
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annitensoravil
09 abr 2023
In Diseño urbano
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This relatively long list of foreign investment limitations contribute to the poor Philippine record in attracting foreign investment. List A enumerates investment sectors and activities for which foreign equity participation is restricted by mandate of the Constitution and specific laws. List B enumerates areas where foreign ownership is restricted or limited (generally at 40 percent) for reasons of national security, defense, public health, safety, and morals. The restrictions stem from a constitutional provision permitting Congress to reserve to Philippine citizens certain areas of investment and limit foreign participation in public utilities or their operation. No mechanism exists for a waiver under the negative lists. Only Philippine citizens can practice licensed professions such as engineering, medicine, and allied professions; accountancy, architecture, interior design, chemistry, environmental planning, social work, teaching, and law. Top positions and elective officers of majority foreign-owned enterprises (i.e., president, general manager, and treasurer or their equivalents) are exempt from these restrictions. Companies that register with the Board of Investments (BOI) may employ foreign nationals in supervisory, technical, or advisory positions for five years from registration, extendable for limited periods at the discretion of the BOI. The 1987 Constitution prohibits foreign nationals from owning land in the Philippines. The Investors' Lease Act of 1994 allows foreign investors to lease a contiguous land parcel of up to 1000 hectares for 50 years, renewable once for 25 years. In mid-2003, the Dual-Citizenship Act allowed natural-born Filipinos who became naturalized citizens of a foreign country to re-acquire Philippine citizenship. Philippine dual citizens now have full rights of possession of land and property. Ownership deeds continue to be difficult to establish, poorly reported and poorly regulated. 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A number of GPH actions in recent years have raised questions over the sanctity of contracts in the Philippines and have clouded the investment climate. In the past, high-profile cases include the GPH-initiated review and renegotiation of contracts with independent power producers, court decisions voiding allegedly tainted and disadvantageous BOT agreements, and challenges to the extent of foreign participation in large-scale natural resource exploration activities, such as mining. The Philippines is a member of the International Center for the Settlement of Investment Disputes and of the Convention on the Recognition and Enforcement of Foreign Arbitral Awards. However, Philippine courts have, in several cases involving U.S. and other foreign firms, shown a reluctance to abide by the arbitral process or its resulting decisions. Enforcing an arbitral award in the Philippines can take years. Performance requirements are usually based on an approved project proposal, established by the BOI for those investors who are granted incentives. BOI-registered companies provide a projected yearly production schedule and export performance targets; registered projects must maintain at least 25 percent of total project cost in the form of equity and comply with the 25 percent local value-added sourcing requirement Every year, the Investment Priorities Plan (IPP) outlines the list of investment areas entitled to incentives. The 2011 IPP retains priority investment areas such as: agriculture/agribusiness and fisheries; infrastructure; green projects; business process outsourcing; research and development; disaster prevention, mitigation and recovery; creative industries; and, strategic projects. The Aquino administration added the following to the 2011 Plan: PPP projects; shipbuilding; mass housing; energy; motor vehicles; and, tourism. Screening for the legitimacy and regulatory compliance of companies seeking investment incentives appears to be nondiscriminatory, but the application process can be complicated since incentives granted by the BOI often depend on action by other agencies, such as the Department of Finance (DOF), including its Bureau of Customs (BOC). Among the significant incentives offered to BOI-registered companies include: 4-6 year income tax holiday; tax deductions for necessary and major infrastructure works for companies located in less-developed areas; tax and duty exemptions on importation of breeding stocks and imported supplies and spare parts; exemption from wharfage dues and any export tax, duty, impost, and fees on non-traditional export products for ten years; the ability to employ foreign nationals in supervisory, technical, or advisory positions for five years extendible at the discretion of the Board; and, the simplification of customs procedures. To encourage wider distribution of industry across the Philippines, BOI-registered enterprises that locate in less-developed areas and the thirty poorest provinces are automatically entitled to so-called \"pioneer\" incentives. Such enterprises can deduct 100 percent of infrastructure outlays from taxable income. A company may also deduct 100 percent of incremental labor expenses for five years, which is double the rate allowed for BOI-registered projects not located in less-developed areas. The BOI is flexible with the enforcement of individual export targets, provided that exports as a percentage of total production do not fall below the minimum requirement (50 percent for local firms and 70 percent for foreign firms). BOI-registered foreign controlled firms that qualify for export incentives are subject to a 30-year divestment period, at the end of which at least 60 percent of equity must be Filipino-controlled. Foreign firms that export 100 percent of production are exempt from this divestment requirement. Regional operating headquarters enjoy many of the same incentives as regional headquarters but, being income generating, are subject to the standard 12 percent value-added tax, applicable branch profits remittance tax, and a preferential ten percent corporate income tax. Privileges extended to foreign executives working at these operations include tax and duty-free importation of personal and household effects, and immigration benefits for executives. Eligible multinationals establishing regional operating headquarters must spend at least $200,000 yearly to cover operations. The Philippines has generally strong patent and trademark laws. Its first-to-file patent system grants patents valid for 20 years from the date of filing; the holder of a patent is guaranteed an additional right of exclusive importation of his invention. However, the Cheaper Medicines Act of 2008 limits patent protection for pharmaceuticals, and significantly liberalizes the grounds for the compulsory licensing of pharmaceuticals, although this provision has not been implemented to date. Trademark law protects well-known marks, which do not need to be in actual use or registered to be protected under the law, and prior use of a trademark in the Philippines is not required to file a trademark application. The GPH is working its accession to the Madrid Protocol, an agreement that facilitates the protection of trademarks in a large number of countries by obtaining an international registration. 59ce067264 https://www.cafekopihawaii.com/forum/welcome-to-the-food-forum/sex-shemale-fuck-girl
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